So you are either already looking for a house or you are just beginning and a realtor just told you to get Pre qualified. Great Advice! Getting pre qualified for a home mortgage before you even set out the door to look at houses makes all the sense in the world. In today’s ever changing financial climate, getting approved for a mortgage loan can be very time consuming and arduous. Time and effort that are way better spent up front in the home search process than after you have already found a house you want to make an offer on.
Pre qualification is nothing more than making sure you can qualify for the mortgage payment and purchase price of the home size you are looking for. By providing us with a snap shot of your financial picture (filling out a loan application) and providing the supporting documentation for your income and assets we can then determine exactly what a lender is going to be able to approve you for. also the process is a s great way to gather additional information about the entire real estate transaction process. All the costs will be gone over. Locking in a rate will be discussed. What kind of loan program is best for you can be determined.
With out going through the pre qualification process you will usually be wasting a lot of every one’s time including yours. I have provided my Pre qualification web site address below. Do your self a favor and fill out a loan application. Once I receive it I will give you a call, fill in any blanks and get started on your Pre Approval.
pre qualify online
707-431-9715
